How Much Should Liability Insurance in Texas Cost for a Year on a 1997 Dodge

If you’re looking for a liability insurance quote for your 1997 Dodge in Texas, you’ve come to the right place. We’ll give you a quick rundown of how much liability insurance should cost you per year in Texas.

Checkout this video:

Introduction

Texas vehicle owners are required to have liability insurance to help pay for any damages or injuries they may cause in an accident. The amount of coverage you need depends on your driving record, the value of your car, and your personal assets.

Liability insurance in Texas typically costs between $300 and $1,000 per year, depending on your driving history and the value of your car. If you have a clean driving record and a low-value car, you can expect to pay closer to $300 per year for liability insurance. If you have a poor driving record or a high-value car, you can expect to pay closer to $1,000 per year for liability insurance.

What is liability insurance?

Liability insurance is coverage that protects you financially if you’re found responsible for causing injuries or damage in an accident. In Texas, all drivers are required to have liability insurance with at least the following amounts of coverage:

– $30,000 for each injured person, up to a total of $60,000 per accident
– $25,000 for property damage per accident

If you cause an accident and your liability insurance doesn’t cover the entire cost of the damages, you’ll be responsible for paying the difference out of your own pocket. That’s why it’s important to make sure you have enough coverage.

How much does liability insurance cost in Texas?

The average cost of liability insurance in Texas is $574 per year. However, your actual cost will depend on a number of factors, including the type of car you drive, your driving record, the amount of coverage you need, and the deductibles you choose. You can get a sense of what you might pay by getting a free quote from our partners at QuoteWizard.

How does the cost of liability insurance vary by state?

The cost of liability insurance varies by state. In Texas, the minimum amount of liability insurance required is $30,000 per person and $60,000 per accident. However, the average cost of liability insurance in Texas is $1,324 per year. The state with the lowest average cost of liability insurance is Maine, at $526 per year. The state with the highest average cost of liability insurance is Louisiana, at $2,158 per year.

How does the cost of liability insurance vary by vehicle?

The cost of liability insurance in Texas can vary depending on the type of vehicle you drive. For example, a 1997 Dodge might cost more to insure than a 2007 Honda. The reason for this is that Liability insurance rates are based on the total amount of money that an insurer expects to pay out in claims. Since newer cars are worth more money, they are more expensive to insure.

How can I save money on liability insurance?

There are a few things you can do to keep your liability insurance rates low. The first is to maintain a clean driving record. The second is to shop around and compare rates from different companies. You can also get discounts by bundling your liability insurance with other types of insurance, such as your auto insurance.

Conclusion

At the end of the day, how much liability insurance in Texas should cost for a year on a 1997 Dodge will come down to a number of factors. Your driving record, the type of vehicle you drive, and the amount of coverage you need will all play a role in determining your premium. However, by shopping around and comparing quotes from different insurers, you can be sure to get the best possible rate on your policy.

Scroll to Top